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How much car insurance you need depends on how much coverage you are legally obligated to get, as well as how much coverage you need for your situation. Each state has certain legal requirements for car insurance, and not meeting them can result in negative consequences. Check out our car insurance state guides to see the legal car insurance minimums in your state. Who are the top car insurance companies? The top car insurance companies for customer satisfaction are  USAA  and  Geico . In terms of market share, the top car insurance companies are  State Farm ,  Geico  and  Progressive . Who has the best car insurance? USAA  has the best car insurance, though  State Farm  is the best car insurance company for people who do not meet USAA’s membership requirements. Who has the cheapest car insurance? USAA  has the cheapest car insurance. If you do not qualify for membership with USAA,  Geico  and  State Farm  offer ...

The best car insurance company isn’t necessarily the cheapest. It’s tempting to shop for a new insurance policy based on price alone, but you need a company that will be there for you when it comes time to make a claim. After all, you don't want to choose the cheapest car insurance quote only to find that it doesn't provide the protection you need.  Our Best Car Insurance Companies for 2021 use pricing data and real customer feedback to help you find the best car insurance policy for you.  What Is the Best Car Insurance Company? USAA  is the best car insurance company for 2021, but you need to have a military affiliation to get it. If you don’t qualify for USAA,  State Farm  is the second-best auto insurer according to our data. We asked real customers from nine of the top auto insurance companies across the country about their experiences. Their feedback provides valuable insight on how well these companies serve their customers, which can help you decide on th...